Open enrollment

Open enrollment is closed.

You should receive an email with your 2019 open enrollment confirmation statement within 24 hours of submission. You cannot make changes until next open enrollment, unless you have a qualifying life event.

Coverage starts January 1, 2019; deductions will be taken starting with the January 11, 2019, paycheck.

Contact the HR Service Center if you have questions.

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2019 benefit details and changes

Watch a 5-minute video about 2019 benefits changes

What's changing for 2019

  • Health plan premiums
  • Health plan tiering
  • Vacation-PTO cash out date
  • Parking flexible spending account enrollment

What’s not changing for 2019

The following benefits are the same as those offered in 2018:

  • Health plan coverage
  • Dental plan coverage and premiums
  • Vision plan coverage and premiums

Learn about your benefits

There are a number of ways to learn about your benefits:

Get one-on-one answers to your open enrollment questions

You can schedule 15-minute telephone meetings with benefits staff to get answers to your questions.

What happens if you don’t enroll

If you don't enroll during open enrollment, your health, dental, and/or vision plan choice will not change, but your 2019 health premium may change.

If you enrolled in a flexible spending account for 2018, this will end on December 31, 2018. This includes the parking flexible spending account.

To add a not-currently-covered dependent

Submit your dependent verification form as soon as possible so your dependent will be covered starting on January 1, 2019. Documentation must be submitted by 4:30 p.m. on November 16, 2018 in order to ensure coverage for your dependent(s).

If you add a spouse to health insurance during open enrollment, both the employee’s and the spouse’s health incentive for 2019 is dependent on the employee having completed the 2018 incentive requirement.

Health plan

Health insurance is offered to eligible employees and dependents. It provides medical and pharmacy benefits, plus preventive dental for children to age 19. Your out-of-pocket costs for care and treatment depend on your plan and if health insurance incentive activities were completed.

Hennepin County offers multiple plans. For details, see the PreferredOne website.

Compare plans:

Health plan option: Advantage

Benefits are provided through a narrow network of physicians, clinics and hospitals.

When you enroll in Advantage, you receive all your care from one of the following networks:

  • Fairview / North Memorial / HealthEast OR
  • HealthPartners / Park Nicollet OR
  • Hennepin County Medical Center / NorthPoint

Contact information

Contact providers to schedule appointments, discuss care coordination and obtain other information.

Advantage — Fairview / North Memorial / HealthEast

  • 612-672-2952 or 855-821-4832
  • 24/7

Advantage — HealthPartners / Park Nicollet

  • 952-967-7108 or 800-861-1868
  • 8:30 a.m. to 5 p.m., Monday - Friday

Advantage — Hennepin County Medical Center / NorthPoint

  • 612-873-5700
  • 7:30 a.m. to 9 p.m., Monday - Friday
  • 8:30 a.m. to 5 p.m., Saturday and Sunday

Health plan option: Standard

Benefits are provided through an open access, tiered network of physicians, clinics and hospitals. What tier your provider is in determines your out of pocket costs. Remember to check your provider’s tier by going to www.preferredone.com/hc.

Tiering changes for 2019

  2019 tiering 2018 tiering
Apple Valley Medical Center 3 2
Lakeview Clinic 3 2
North Memorial 1 2
Ridgeview Hospital and Clinics 3 2
Southdale Pediatrics 2 3

Contact information

Contact provider to schedule appointments, discuss care coordination and obtain other information. 

  • Preferredone.com/hc
  • 763-847-4477 (Toll free: 1-800-379-7727)
  • 7 a.m. to 7 p.m., Monday - Friday

Premiums

Due to increased medical claims costs on our plan, as well as the overall increased cost of healthcare, health premiums will be changing for 2019. For details, see the comparison charts listed above. 

Deductibles

A deductible is the amount of money you must pay for your medical expenses before your insurance pays. There is a deductible for all plans, except the HCMC/NorthPoint network plan.

The deductible does not apply to the following services:

  • Preventive care
  • Be Well Clinic visits
  • Online care for more than 60 conditions without going to the doctor’s office
  • Allergy injections
  • Office visits for mental health/substance abuse in or out of network 

Pharmacy

  • The deductible applies to prescription drugs.
  • CVS pharmacies, including those in Target stores, are not in the Navitus network, and you will be responsible for the full cost of prescriptions if you use these pharmacies.
  • Pharmacy formulary and benefits are the same on Standard and Advantage plans. 

For more information, including to search for a participating pharmacy or view pharmacy benefit information:

  • Log in to Navitus pharmacy directory using your PreferredOne member ID and password
  • 1-866-333-2757 – Navitus customer care available 24/7

Save money 

  • Choose Advantage HCMC / NorthPoint to get the lowest cost plan.
  • Reduce your copay by participating in the health insurance incentive program.
  • Visit the Be Well Clinic where no office visit copay or deductible is required. Prescription drug copays do apply.
  • Use online care for 60 of the most common conditions. There are no copays or deductibles.
    • Virtuwell (Advantage - HealthPartners / Park Nicollet, Standard)
    • OnCare (Advantage - Fairview / North Memorial / HealthEast, Standard)
    • E-visits (Advantage - HCMC / NorthPoint, Standard)
    • MDLive (all plans)
  • Order prescriptions online and have medications mailed to you through NoviXus.
  • Get a discount on your Health club membership.

Dental plan

Dental insurance is offered to benefit-earning employees and eligible dependents. The dental plan is administered by HealthPartners. This plan is not the same as the union-sponsored dental plan. To get information about the union dental plan, call AFSCME at 651-450-4990.

The dental plan offers comprehensive benefits including orthodontia for children, in- and out-of-network. The provider network is tiered. The tier of the provider you see will determine your out-of-pocket costs, such as deductibles and coinsurance. Each covered family member may use providers in any tier.

For children 12 and younger, all services except for orthodontia and implants are covered at 100 percent and there is no maximum annual benefit. 

Premiums 

Non-union employees:

  • Single: $11.34 per paycheck
  • Family: $25.44 per paycheck

Union employees offered Delta Dental who enroll in HealthPartners dental (AFSCME Local 34, AFSCME Local 1719 and AFSCME Local 2822):

  • Single: $18.96 per paycheck
  • Family: $42.42 per paycheck

Union employees in IUOE Local 49 and Minnesota Public Employees Association:

  • Single: $18.96 per paycheck
  • Family: $42.42 per paycheck

All other union employees:

  • Single: $11.34 per paycheck
  • Family: $25.44 per paycheck

Contact information

Vision plan

Vision insurance is offered to benefit-earning employees and eligible dependents through EyeMed. It provides materials-only coverage for frames, lenses, and contact lenses. Out-of-pocket cost for materials depends on the frame and lens options you select. 

Eye exams are not covered through the vision plan. Eye exams are provided through the health insurance plan.

Premiums

  • Employee: $2.46 per paycheck
  • Employee + spouse: $4.62 per paycheck
  • Employee + child(ren): $4.86 per paycheck
  • Family: $7.20 per paycheck

EyeMed contact information

Flexible spending accounts

A flexible spending account (FSA) lets you set aside pre-tax money from your paycheck to pay for qualified expenses. Hennepin County offers flexible spending accounts for health care expenses, dependent care, adoption assistance and parking reimbursement.

If you are currently enrolled in a flexible spending account, you must re-enroll each year.

Go to the 121 Benefits website for:

  • Flexible spending account information and reimbursement forms 
  • Flexible spending account summary
  • Flexible spending account summary plan description

Health care expense account

The health care expense account is a way for you to set aside pre-tax dollars to help cover medical, dental or vision expenses for you, your spouse (if filing joint income tax return) or any claimed tax-eligible dependent. You or any tax-eligible dependents do not have to be covered under the county's health insurance to have claims reimbursed.

The maximum annual contribution is $2,650 per employee.

If your spouse has a Health Savings Account (HSA) through their employer, you cannot choose the Health Care Expense Account. Because both of these plans result in tax savings, the IRS forbids a person who has a HSA from also having access through a spouse to a FSA HCEA which could pay medical expenses.

Dependent care assistance program

The dependent care assistance program lets you set aside pre-tax dollars for childcare for children under age 13, or to care for adults who are physically or mentally unable to care for themselves and live with you more than half the year.

Fees for kindergarten are not eligible.

The maximum contribution is $5,000 per family per year.

Adoption assistance program

The adoption assistance program lets you set aside pre-tax dollars to pay for domestic or international adoption expenses. The maximum annual election is $12,000.

Parking

The parking flexible spending account is a way for you to set aside pre-tax dollars for parking expenses incurred as part of commuting to work. Parking expenses paid or reimbursed by the county are not eligible. The maximum contribution per month is $260.

Vacation/PTO cash out program changes

Hennepin County is changing its vacation/PTO cash out program. You still will have the ability to convert up to 40 hours of vacation or PTO to cash, and you will make the choice during open enrollment.

Key things to know about the changes

  • Starting in 2019, your cash out will be based on vacation or PTO accrued in 2019. This differs from previous years in that employees were able to cash out vacation or PTO they had earned and accumulated over previous years.
  • The payout date will move from February to August. This reflects when full-time employees who accrue vacation or PTO at the lowest rate can reach 40 hours. For the 2019 payroll year, accrual dates run from December 23, 2018 through July 20, 2019.
  • If you hit your maximum vacation or PTO hours and do not accrue 40 hours within the calendar year, you will not receive payment.

What’s not changing

  • No partial payments are made: If you do not have enough vacation or PTO to cover the cash out, you will not receive payment.
  • The vacation/PTO cash out program is approved on an annual basis.

Why are things changing?

Hennepin County is making this change to be certain it continues to comply with Internal Revenue Service rules.

More information

For more information, visit the vacation/PTO cash out webpage.

Questions?

Contact the Human Resources Service Center:

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