To enroll your spouse/domestic partner, you must have additional life insurance for yourself. Spousal life insurance does not include accidental death and dismemberment coverage.
For your spouse/domestic partner
You may select coverage in units of $5,000, to a maximum of $250,000. The amount selected cannot exceed 50 percent of your additional life coverage. A spouse/domestic partner may be added up to $50,000 without Evidence of Insurability if added within 31 days of becoming an eligible dependent (i.e., qualifying event such as marriage).
If you would like to increase your spousal/domestic partner life insurance or purchase the coverage for the first time (outside of a change in family status), evidence of insurability will need to be provided for the spouse/domestic partner electing coverage.
To enroll in the spousal life plan
- Submit the evidence of insurability to The Standard. Note: this is required for any period after the first 31 days of being eligible.
- Evidence of insurability will be reviewed by The Standard, and Hennepin County will be notified if application has been approved.
- The Benefits Division will enter your deduction in APEX.
An employee cannot be covered both as an employee and a dependent.
The premium is based on the coverage amount elected and the employee’s age. Use the calculator to determine your premium.
Add or cancel spousal life coverage
Dependents can be added within 31 days of becoming newly eligible (i.e., marriage, newborn) by completing the enrollment/change form (PDF) for life insurance. If your dependents are no longer eligible for coverage, it is your responsibility to complete the enrollment/change form (PDF).
A spouse cannot be covered both as an employee and a spouse under the spousal life plan.