Category A is also known as the Early Retiree Health Insurance Program (ERHIP).
You must be under age 65 and:
- A non-organized regular employee*: hired or rehired on or before January 1, 2007 with no break in regular service OR
- An organized regular employee*: hired or rehired on or before January 1, 2008 with no break in regular service and did not opt-out of early retiree health coverage OR
- An unclassified employee including elected officials hired or rehired on or before January 1, 2007 with no break in regular service
You must also meet one of the three requirements listed below based on your most recent hire or rehire date.
You qualify if you have enough years of full-time equivalent county service at the following ages:
- 20 years of service when you are at least age 55
- 15 years of service when you are at least age 62 but less than 63
- 14 years of service when you are at least age 63 but less than 64
- 13 years of service when you are least age 64 but less than 65
You must qualify and apply for a full, unreduced retirement annuity (other than a deferred annuity) from an approved public retirement program such as PERA, based on at least 10 years of Hennepin County employment. Example: PERA Rule of 90.
You must qualify and apply for a retirement annuity (other than a deferred annuity), based on at least 25 years of pension service credit, 10 years of which must have been with Hennepin County.
*Regular employee is defined as employee in a classified position who:
- Is required to serve a probation period.
- Is entitled to the benefits, rights, privileges and obligations under the HR Rules.
- Does not have a guarantee of ongoing employment with the County (i.e., subject to dismissal, layoff, etc.).
- Contracts refer to permanent employee.
NOTE: All persons employed in a regular position by the Minneapolis Library Board who transferred to Hennepin County as a regular employee as a result of the merger between the Hennepin County and Minneapolis Public Library (MPL) systems are eligible to participate in the Early Retiree Health Insurance Program (ERHIP). However, former MPL employees transferred to Hennepin County as a result of the merger shall not receive credit for their years of service at MPL for purposes of determining eligibility for the ERHIP.
- You must pay your share of the single premium.
- The county contributes toward your health insurance as though you are actively working and have single coverage.
- If you continue family coverage, you pay the full dependent premium.
- Costs toward coverage are subject to change, typically at the beginning of each calendar year. You are notified of premium and benefit changes prior to their effective date.
- At the end of the month in which you turn age 65, the county's contribution toward your insurance ceases. At this point, you are eligible for category B.
2017 Standard plan premiums
- Single coverage is $85.00
- Single + spouse coverage is $1,099.22
- Single + Children is $686.04
- Family is $1,399.76
2017 Advantage plan premiums: Fairview / North Memorial / HealthEast or HealthPartners / Park Nicollet
- Single coverage is $51.86
- Single + spouse coverage is $997.66
- Single + Children is $612.34
- Family is $1,277.90
2017 Advantage plan premiums: Hennepin County Medical Center / NorthPoint
- Single coverage is $18.72
- Single + spouse coverage is $906.34
- Single + Children is $544.70
- Family is $1,169.36
- You must have county-sponsored health coverage activated by the date you leave the county.
- While you are under age 65, you may continue participating in the county's group health coverage program with access to the same health plan and benefit levels available to active employees.
- Once you turn age 65 category B applies to you.
- You may add dependents during the first 18 months of your continuation coverage if there is a qualifying event. After the first 18 months you are prohibited by Minnesota state law from adding them. You may remove dependents from your plan at the beginning of any month.